Privacy Policy

Privacy Policy

Last Updated: March 26, 2026

1. Introduction

WiseValue AI ("we," "us," "our," or "Company") is committed to protecting your privacy. This Privacy Policy explains how we handle information when you use our Service. Our core principle: We do not store or retain your personal data.

2. No Account Required – No Personal Data Storage

WiseValue AI does not require you to create an account or provide personal information. You can use the Service completely anonymously. We do not store, retain, or have access to any of your personal data after your session ends.

Key Privacy Commitments:

  • ✓ No account creation required
  • ✓ No email collection
  • ✓ No personal data storage
  • ✓ No data sharing with third parties
  • ✓ No tracking across sessions
  • ✓ No data retention after session ends

3. Information We Do NOT Collect or Store

We do NOT collect, store, or retain:

  • Personal names or contact information
  • Email addresses
  • Financial account details
  • Social Security numbers
  • Credit card information
  • Location data
  • Personal browsing history
  • User profiles or accounts

4. Session-Only Data (Not Stored)

During your current session only, we temporarily process:

  • Property Information: Address, listing price, property type, bedrooms, bathrooms, square footage, year built, days on market
  • Financial Information: Annual gross income, monthly debt obligations, available savings, down payment percentage
  • Personal Profile: Credit range, financial risk tolerance, income stability preferences, wage growth rate

This data is used only to generate your analysis and is NOT saved, retained, or accessible after your session ends.

5. Technical Information (Minimal Collection)

To operate the Service securely, we temporarily collect:

  • IP Address: For security, rate limiting, and fraud prevention (not stored long-term)
  • Session Cookies: For authentication during your current session only (deleted when you close your browser)
  • Device Information: Device type, operating system, browser type (used for compatibility, not stored)
  • Usage Analytics: Pages visited, features used (aggregated and anonymized, not linked to individuals)

None of this information is stored after your session ends or linked to your personal identity.

6. Third-Party Data Sources

We use third-party data sources (Zillow, market data providers) to enhance analysis accuracy. This data is:

  • Aggregated and anonymized
  • Not linked to your personal information
  • Used only to provide valuation analysis
  • Not shared with you personally beyond the analysis

7. How We Use Session Information

We use session information only to:

  • Provide Analysis: Generate property valuations and affordability assessments
  • Security: Detect and prevent fraud, abuse, and unauthorized access
  • Service Quality: Improve features and performance (using only anonymized, aggregated data)

We do NOT use your information for:

  • Marketing or advertising
  • Profiling or behavioral tracking
  • Selling or sharing with third parties
  • Long-term data retention
  • Building user profiles

8. Data Security

We implement industry-standard security measures to protect your session data:

  • Encryption: HTTPS/TLS encryption for all data in transit
  • Rate Limiting: Protection against brute force and DDoS attacks
  • Input Validation: Strict validation and sanitization of all user inputs
  • Secure Servers: Data processed on secure, isolated servers
  • No Backups of Personal Data: Session data is not backed up or retained

9. Data Retention and Deletion

  • Session Data: Automatically deleted when your session ends or you close your browser
  • Server Logs: Temporary logs (IP addresses, timestamps) are deleted within 7 days
  • Analytics Data: Aggregated and anonymized, never linked to individuals
  • No Long-Term Storage: We do not retain any personal data

10. Your Privacy Rights

Since we do not store personal data, you have:

  • No need to request deletion: Your data is automatically deleted after your session
  • No need to request access: We don't store data to access
  • No need to opt-out of tracking: We don't track you across sessions
  • Complete anonymity: Use the Service without any personal identification

11. GDPR and CCPA Compliance

GDPR (European Users)

WiseValue AI complies with GDPR by:

  • Not collecting or storing personal data
  • Processing only session-specific information
  • Providing transparent data practices
  • Ensuring no cross-border data transfers of personal information
  • Implementing data minimization principles

CCPA (California Users)

WiseValue AI complies with CCPA by:

  • Not collecting personal information
  • Not selling or sharing personal information
  • Providing complete transparency about data practices
  • Allowing anonymous use without data collection

12. Children's Privacy

WiseValue AI is not intended for users under 18 years of age. We do not knowingly collect information from children. Since we do not collect personal data, this protection is inherent to our service design.

13. Third-Party Links

WiseValue AI may contain links to third-party websites. We are not responsible for their privacy practices. We encourage you to review their privacy policies before providing any information.

14. Cookies and Tracking

Session Cookies

We use session cookies for:

  • User authentication during your current session
  • Maintaining analysis state during your session
  • Security purposes

These cookies are deleted when you close your browser.

No Persistent Tracking

We do NOT use:

  • Persistent cookies that track you across sessions
  • Third-party tracking pixels
  • Cross-site tracking
  • Behavioral profiling

15. Analytics

We use aggregated, anonymized analytics to understand how users interact with the Service. This data:

  • Is not linked to individuals
  • Cannot identify you
  • Is used only to improve features
  • Is never sold or shared

You can disable analytics in your browser settings without affecting Service functionality.

16. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes by posting the new policy on the Service and updating the "Last Updated" date. Your continued use of the Service constitutes acceptance of the updated policy.

17. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us through the Service.

18. Summary: Your Privacy is Protected

WiseValue AI is designed with privacy-first principles:

  • No account creation
  • No personal data storage
  • No tracking across sessions
  • No data sharing
  • Automatic deletion after session
  • Complete anonymity
  • Full transparency

You can use WiseValue AI with confidence, knowing your personal information is never stored, tracked, or shared.