Terms of Service

Terms of Service

Last Updated: March 26, 2026

1. Acceptance of Terms

By accessing and using WiseValue AI ("Service"), you agree to be bound by these Terms of Service. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily use WiseValue AI for personal, non-commercial purposes only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials or software
  • Use the materials for any commercial purpose or for any public display
  • Attempt to decompile or reverse engineer any software contained on WiseValue AI
  • Remove any copyright or other proprietary notations from the materials
  • Transfer the materials to another person or "mirror" the materials on any other server
  • Access or search the Service by any means other than the Service's publicly supported interfaces
  • Use automated tools, bots, or scrapers to extract data

3. No Account Required

WiseValue AI does not require account creation or login. You can use the Service anonymously without providing any personal information. The Service is designed to protect your privacy by not storing or tracking personal data.

4. Disclaimer

The materials on WiseValue AI are provided on an 'as is' basis. WiseValue AI makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

5. Limitations

In no event shall WiseValue AI or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on WiseValue AI, even if WiseValue AI or an authorized representative has been notified orally or in writing of the possibility of such damage.

6. Accuracy of Materials

The materials appearing on WiseValue AI could include technical, typographical, or photographic errors. WiseValue AI does not warrant that any of the materials on the Service are accurate, complete, or current. WiseValue AI may make changes to the materials contained on the Service at any time without notice.

7. Intellectual Property Rights

All content included on WiseValue AI, such as text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of WiseValue AI or its content suppliers and protected by international copyright laws. The compilation of all content on WiseValue AI is the exclusive property of WiseValue AI and protected by international copyright laws.

8. Informational Purpose Only

WiseValue AI provides valuation analysis and affordability assessments for informational purposes only. The analysis is based on historical data, market assumptions, and user-provided information. WiseValue AI does not provide professional financial, legal, or real estate advice. Users should consult with qualified professionals (financial advisors, real estate agents, lenders) before making any financial decisions.

The valuations and affordability classifications provided are estimates and may not reflect actual market conditions, professional appraisals, or lending decisions. Market conditions, interest rates, and individual circumstances vary and may affect actual results.

9. Accuracy of Analysis

While WiseValue AI strives to provide accurate analysis, the Service relies on:

  • User-provided property information
  • Third-party data sources (Zillow, market data)
  • Historical market trends and assumptions
  • Estimated mortgage calculations

Actual property values, mortgage payments, and affordability may differ significantly from the analysis provided. You are solely responsible for verifying all information with qualified professionals.

10. User Responsibilities

Users are responsible for:

  • Providing accurate property information
  • Verifying all analysis with professional advisors (real estate agents, lenders, financial advisors)
  • Understanding that past performance does not guarantee future results
  • Using the Service in compliance with all applicable laws
  • Understanding that this is educational analysis, not professional advice

11. Limitation of Liability

To the fullest extent permitted by law, WiseValue AI shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of or inability to use the Service. This limitation applies even if WiseValue AI has been advised of the possibility of such damages.

12. Modifications to Service

WiseValue AI reserves the right to modify or discontinue the Service at any time, with or without notice. WiseValue AI shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

13. Prohibited Uses

You agree not to use WiseValue AI to:

  • Violate any applicable laws or regulations
  • Infringe on intellectual property rights
  • Transmit malware, viruses, or harmful code
  • Engage in harassment, abuse, or discrimination
  • Attempt to gain unauthorized access to the Service
  • Interfere with the proper functioning of the Service

14. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United States, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

15. Contact Information

If you have any questions about these Terms of Service, please contact us through the Service.